Tuesday, August 26, 2008

Invest in CIBC Mutual Funds

CIBC Securities Inc. is a leading Canadian mutual fund firm. As the largest mutual fund in Canada, CIBC offers a range of funds aimed at savings, current income and growth. The company also offers one of the largest Canadian index fund families and professionally managed portfolios.

Instructions

Consider your objectives and compare them to the available CIBC mutual fund categories. Each CIBC mutual fund has a clearly stated objective, making it simple to find a fund to meet your needs.

Learn about CIBC savings funds. Primarily focused on money-market investments, savings funds target the regular production of income while protecting investment value. These funds are considered low risk and can provide you with fast access to your money.

Evaluate CIBC income funds for a focus on generating more income than savings funds. These low- to medium-risk mutual funds are primarily invested in fixed-income securities and are designed to provide a bit of long-term capital appreciation.

Get to know CIBC growth funds. These funds focus on stocks from a variety of companies for the purpose of capital appreciation. They are considered a higher risk because of their focus on growth.

Consider taking advantage of CIBC's managed portfolio services. With this service, you'll have help from leading investment managers who will help you to select the most suitable mutual funds and continuously monitor your portfolio.

Decide which CIBC mutual funds match your objectives and review their prospectuses, as well as the full range of information that is provided on CIBC.com. Alternatively, you may request prospectuses or an investment kit by phone.

With help from a trusted financial professional, choose the CIBC mutual funds you desire and begin purchasing shares.

Tips & Warnings

  • If you are unsure of how to best invest your money, use the investment selector at CIBC.com to help you in considering your options.
  • While you may find investing in mutual funds through a broker or financial advisor advantageous, CIBC offers InvestorsEdge, information geared toward the needs of the self-directed investor, on their Web site.
  • Mutual funds can be considered fairly liquid. This means you can generally sell your shares with little difficulty, getting your hands on cash when you need it.
  • Keep in mind that many mutual fund companies offer two ways to make your initial investment. You can invest by making a lump-sum investment or you can choose to enroll in an automatic investment plan.

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