Sunday, August 31, 2008

Invest in Harbor Mutual Funds

The Harbor Funds' family of mutual funds includes three subgroups: Domestic Equity, International Equity and Fixed Income. The company also offers a money market account. Follow these steps to invest in Harbor mutual funds.

Invest in Harbor Mutual Funds

Complete the online registration form on the Harbor Mutual Funds Web site to receive an account application (see the Resources section below). You can print the online application or receive an application in the mail.

Decide if you want to open a standard account or an IRA account.

Choose which fund you want to invest in. Read the prospectus before reaching a final decision.

Fill out the account application and return it to Harbor. The mailing address is on the company's Web site on the "Open an Account" page. Include a check for at least the minimum investment amount with your application.

Understand the Investment Goals of Each Mutual Fund

Learn the investment goals of the Harbor Domestic Equity subgroup of funds, which are long-term capital growth and long-term returns on investments.

Discover the investment objectives of Harbor International Equity mutual funds. This group of mutual funds is also interested in long-term returns and capital growth as opposed to short-term gains and income generation.

Outline the investment objectives of Harbor Fixed Income mutual funds, which focus on real returns, the conservation of capital and short-term, reliable gains.

Learn About the Different Mutual Funds in the Harbor Funds Group

Learn about the seven Domestic Equity mutual funds that you can invest in. Each one has a different objective, and the funds cover both small-cap and large-cap stocks, as well as growth and value investing. Read the prospectus for each.

Visit the "Funds" section of the Harbor Funds Web site to obtain information on all the company's mutual funds. Study the information regarding Harbor International Equity mutual funds, which represent growth and value-oriented investment strategies.

Get to know the five Harbor Fixed Income mutual funds. Most of them invest primarily in bonds.

Tips & Warnings

  • Download a PDF copy of the firm's prospectus at the Harbor Funds Web site.

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