Bank Online With ING Direct

If you're tired of traditional banking and wish to make the switch to online only banking, ING Direct is the website for you. This popular Internet phenomena conducts its business and your accounts entirely on the Web. It is operated by the ING Group and has locations across the globe. If you are interested in opening an account, you can do so via postal service or by phone if the Internet gives you any reservations.

If you're looking for a place to save your money, ING Direct is a great bank for you. They have a very good interest rate on the Orange Savings Account and don't require you to pay a service charge. You don't have to keep a minimum balance, either.

If you wish to sign up for an Orange Savings Account, ING Direct only requires an account and routing number, as well as some basic personal information to complete the electronic check process.

If you already have a savings account, but wish to open an Electric Orange Checking Account, just click on "Open Account" from the main page. A huge perk associated with ING Direct's checking accounts is their ability to earn interest on account balances.

When you sign up for an Electric Orange account, check out the tiers for interest payments. Depending on how much you have in your account, your percent rate will differ. You don't have to pay monthly maintenance fees and there aren't any direct deposit requirements.

Take advantage of all that ING Direct has to offer their customers. They provide Orange CDs, Orange Mortgages, Orange Home Equity, ING Direct Mutual Funds, a ShareBuilder, and Business Banking. Though they may not be a household name as some of their counterparts, they're growing and have a solid service.

When you sign up for an account, you'll be given a Customer Number or Saver ID. Write this down in a secure place, as well as your PIN number and answers to your security questions. ING Direct is very thorough with their sign-in process, assigning you an image recognition page and "mouseclick" PIN keypad to avoid any keylogging attempts.

Tips & Warnings

• You can link up to three checking accounts to your savings account.
• Refer a friend and you can earn some cash.