save money while paying off bills and making deposits

When I was 10 years old and had my first savings account I found a way to save money on every transaction debits & credits. This trick works with Savings accounts, stocks, checking, CD's, and any recoded or held transactions

Open an account or use a current account.

When you write a check for $75.35, record the check in your register by Rounding UP. Record it as $76.00.
You just saved $0.65 :-)

When you make a deposit for $3298.50 Round down and enter into your recorded resister as $3298.00
You just saved $0.50 :-)

Most people when they go to a restaurant and get back $0.35 in change they give it as a tip, because $0.35 will not effect your quality of life or help pay the bills. This is a way of giving yourself a tip for paying the bills.

I checked in my Quicken, and i had over 1,000 transactions in 2007 and saved over $600.00 without it effecting me one bit. I have been doing this for a long time. My current checking account is over $1000.00 above what my records show.

Another benefit is that when you take away the pennies, balancing your checkbook is much easier!